Cashback Rewards Estimator

Optimize your spending across categories to maximize your annual credit card cashback earnings.

1. Card Reward Structure

The flat rate earned on all standard purchases.
%
$
$

2. Monthly Spending Breakdown

Enter your estimated monthly spending. Specify bonus category rates if applicable.

Category Monthly Spend Bonus Rate (%) Cap (Annual)
Groceries
$
%
$
Dining & Restaurants
$
%
$
Gas & Transit
$
%
$
Other / Miscellaneous
$
Uses Base N/A
Net Year 1 Earnings $0.00
Gross Annual Cashback $0.00
Effective Return Rate 0.00%
Ongoing Annual Net $0.00

Earnings Breakdown by Category